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Terms of Service

Last Updated: October 15, 2025

1. Acceptance of Terms

By accessing and using this website and service, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

2. Service Description

We provide a lead generation and matching service that connects consumers with licensed insurance agents and providers who offer final expense insurance products. We are not an insurance provider and do not sell insurance directly.

3. Eligibility

You must be at least 18 years of age to use this service. By using this service, you represent that you meet this age requirement.

4. Consent to Contact

By submitting your information through our service, you expressly consent to be contacted by:

Contact may be made via telephone calls (including automated dialing systems, artificial or pre-recorded voice messages), text messages (SMS), and email to the contact information you provide. Your consent is not required as a condition of purchasing any goods or services.

5. Accuracy of Information

You agree to provide accurate, current, and complete information when using our service. You are responsible for maintaining the accuracy of your information.

6. No Guarantee of Coverage

Pre-qualification through our service does not guarantee insurance coverage or specific rates. Final insurance approval and pricing are determined solely by the insurance providers.

7. Information Sharing

You understand and agree that the information you provide may be shared with multiple insurance providers, agents, and marketing partners. This may result in contact from multiple parties.

8. Disclaimer of Warranties

Our service is provided "as is" without warranties of any kind, either express or implied. We do not warrant that:

9. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the service.

10. User Conduct

You agree not to:

11. Intellectual Property

All content on this website, including text, graphics, logos, and software, is our property or the property of our licensors and is protected by copyright and other intellectual property laws.

12. Third-Party Services

Our service may integrate with or link to third-party services. We are not responsible for the content, policies, or practices of these third-party services.

13. Termination

We reserve the right to terminate or suspend your access to the service at any time, without notice, for any reason, including violation of these Terms.

14. TCPA Compliance

By providing your telephone number, you acknowledge and agree that you may be contacted using automated technology in compliance with the Telephone Consumer Protection Act (TCPA). Standard message and data rates may apply.

15. Indemnification

You agree to indemnify and hold us and our affiliates harmless from any claims, damages, or expenses arising from your use of the service or violation of these Terms.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law provisions.

17. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of the service after changes constitutes acceptance of the modified Terms.

18. Arbitration Agreement

Any disputes arising from these Terms or use of the service shall be resolved through binding arbitration rather than in court, except where prohibited by law.

19. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

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